After the holiday hustle and bustle dies down, we’re left with fond memories, new traditions, and credit card bills. January may herald the New Year, but it also offers our first post-holiday credit payments, and reminds us of just how much we (over)spent during the holidays. … [Read more...]
The good thing about the Web is that it is extremely competitive. How competitive? So much that you may be able to access many services free of charge. Following are four websites that offer free tools. First up, Lemon, a free smartphone application that will capture the information on your receipts and categorize it for you. All you have to do is set up an account and take a picture of your receipts. The application will compile the information, put each purchase into an account and … [Read more...]
Is there a way to have financial security and grow a sizable nest egg safely and predictably? The answer is a resounding "yes," although you probably won't hear about it from your financial advisor or stock broker. Here are four secrets to achieving financial security – regardless of what's happening in the stock market or the economy. These tips can help you bank on yourself, rather than relying on the government, Wall Street, or your employer: … [Read more...]
I'm going to make a very bold statement that I can -- and will -- back up: Americans have been brainwashed into believing they must accept risk, volatility, and unpredictability to grow wealth and have a comfortable lifestyle in retirement. Here are the four biggest wealth-destroying lies Wall Street is telling you . . . and what you can do about it: … [Read more...]
Now, you really want to pay off your balances once and for all, don't you? Here's all you need to know about that. In truth, paying off your balances is simple; there's nothing complicated about it. But it's not easy, because it does require sacrifice and scraping together the cash that will get it done. Here are five techniques you can easily put into practice to pay off your credit card debt. 1. Set your goal. Make paying off your credit cards your top financial priority. Use the Federal … [Read more...]
